Notes on onboarding the next billion

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My summer internship: helping the underbanked in Africa afford a smartphone and unlock access to finance

[caption id="attachment_255" align="aligncenter" width="334"] First day, at PayJoy's SF office[/caption] The summer finally came to California, but I’m now 10.5k miles or 21+ flight hrs away from Berkeley. I will spend my summer in the winter of Johannesburg in South Africa working with PayJoy, a company focused on technology and…